Bankruption is a sympathetic yet clear-eyed and thoroughly researched book that documents the ills of community banking and spells out many survival strategies small-bank leaders would do well to consider.
— Penny Crosman, editor at large of American Banker

Bankruption is a must-read for leaders of community banks and credit unions. John’s perspective on the future of community banking contains neither the overly-optimistic tripe with which out of touch financial executives reassure one another as they whistle past their own graveyard, nor the dystopian hype of their would-be fintech disruptors. Instead, Bankruption takes a practical look at the very real ways the industry is dramatically changing, and offers real world advice on how leaders of financial institutions should respond.

John combines his own deep experience and advice with that of nearly two dozen experts, all of whom would be listed in anybody’s who’s who of fintech.
— JP Nicols, Chairman of Next Money and Managing Director of FinTech Forge

John Waupsh has made an esoteric (and sometimes scary) topic understandable, human and funny. He is the rare combination of a practitioner, researcher and deep thinker on the topic of banking, and what he offers in this book is an approachable and actionable guide.

Bankers, as well as those who advise and serve them, will ignore Bankruption at their peril.
— Matt Harris, Managing Director at Bain Capital Ventures